Terms & Conditions

Effective Date: September 28, 2024

1. Introduction

Welcome to Train Factor, a mobile application provided by Factor 21, LLC (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of the Train Factor mobile application (the “App”). By downloading, accessing, or using the App, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use the App.

2. Company Information

Train Factor is owned and operated by:

Factor 21, LLC

4340 S 198 East Ave

Broken Arrow, OK 74014

USA

3. Eligibility

To use the App, you must be at least 18 years old or have the legal capacity to enter into a contract in your jurisdiction. By using the App, you represent and warrant that you meet these requirements.

4. Subscriptions and Payments

Train Factor offers both free and paid subscription options. Paid subscriptions provide access to premium features within the App. By subscribing, you agree to pay the fees associated with your selected subscription plan.

Payment Processing: Payments for subscriptions are processed via third-party services. By providing payment information, you agree to the terms and conditions of the payment processor.

Billing Cycle: Subscription fees are charged on a monthly or annual basis, depending on your chosen plan. Your subscription will automatically renew unless canceled prior to the renewal date.

Refunds: All subscription fees are non-refundable. Please review the details of your subscription plan carefully before making a purchase.

5. Account Registration

To use certain features of the App, you may be required to create an account by providing a valid email address. You agree to provide accurate, complete, and current information during the registration process and to keep your account information up to date. You are responsible for maintaining the confidentiality of your login credentials and for any activities that occur under your account.

6. Privacy

We respect your privacy and are committed to protecting your personal data. By using the App, you agree to the collection, use, and disclosure of your information as described in our Privacy Policy. The App collects certain personal information, including but not limited to your email address, to provide services and improve your experience.

7. Use of the App

You agree to use the App in accordance with these Terms and all applicable laws and regulations. You agree not to:

•Use the App for any unlawful purpose or in a way that infringes the rights of others.

•Attempt to gain unauthorized access to the App or its servers.

•Interfere with or disrupt the operation of the App, including through viruses, malware, or harmful code.

8. Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, icons, and software, are the property of Factor 21, LLC or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the App for personal, non-commercial purposes. You may not reproduce, modify, distribute, or create derivative works based on any part of the App without the express written consent of Factor 21, LLC.

9. Termination

We reserve the right to terminate or suspend your access to the App at any time, without notice, for any reason, including but not limited to a violation of these Terms. Upon termination, your right to use the App will immediately cease.

10. Limitation of Liability

To the fullest extent permitted by law, Factor 21, LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the App. Your use of the App is at your own risk.

11. Modifications to Terms

We may update or modify these Terms from time to time. If we make material changes, we will provide notice through the App or by other means. Your continued use of the App following such changes constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Tulsa County, Oklahoma.

13. Contact Information

If you have any questions or concerns about these Terms or the App, please contact us at:

Factor 21, LLC

4340 S 198 East Ave

Broken Arrow, OK 74014

Email: [email protected]

By using the Train Factor mobile app, you acknowledge that you have read, understood, and agree to these Terms and Conditions.